The Benazir Income Support Programme (BISP) has launched the June 2026 quarterly installment under the Kafalat scheme, with eligible beneficiaries receiving Rs 13,500 directly to their accounts. If you are a BISP beneficiary — or believe you might be eligible but never registered — the only official way to check your balance and confirm your next payment is via the 8171 web portal or SMS service. There is no app, no agent, and no fee. This guide walks through every official channel for checking your BISP status, balance, and upcoming payment, plus what to do if your CNIC is not yet on the BISP beneficiary list.
What the BISP Kafalat scheme pays in June 2026
The BISP Kafalat scheme is the largest unconditional cash transfer programme in Pakistan, covering approximately 9.3 million families nationwide. The June 2026 quarterly installment is Rs 13,500 per beneficiary family. The payment is:
- Released quarterly (every 3 months) — installments fall in January, April, July, October under the standard schedule, with the June distribution being a mid-cycle adjustment for inflation relief
- Direct to a BISP Wallet card (issued to female heads of household) or direct to the linked bank account
- Conditional only on the recipient being alive and the CNIC being verified — no schooling or vaccination conditions under Kafalat
- Subject to a quarterly NSER (National Socio-Economic Registry) survey update that may add or remove families based on poverty scoring
Method 1 — SMS to 8171 (90 seconds)
The fastest way to check your BISP balance and eligibility status:
- Open your phone’s messaging app
- Type your 13-digit CNIC number (without dashes)
- Send it to 8171
- Wait 30-90 seconds for the auto-response SMS
The response will tell you one of three things:
| Response | Meaning |
|---|---|
| “Aap BISP ki agle qist ke liye mustahiq hain…” | You are eligible and your next payment is queued |
| “Aap BISP ke mustahiq hain, payment Rs 13,500…” | Your payment is now available for collection |
| “Aap BISP ke mustahiq nahi hain…” | You are not currently on the beneficiary list |
Method 2 — 8171 Web Portal
For a fuller view of your status, including the next payment date and the bank account linked to your BISP Wallet:
- Visit 8171.bisp.gov.pk from any browser (mobile or desktop)
- Enter your 13-digit CNIC in the input field
- Enter the captcha image characters
- Click “Check Eligibility” / “Maldar Check Karein”
- Your status will display on screen with the next payment date, linked bank, and the survey score (if available)
The web portal is the only official source for the full payment schedule. The SMS service is a quick check; the portal is the authoritative record.
Method 3 — Partner bank (if you have a BISP Wallet)
If you already have a BISP Wallet card from one of the partner banks, you can check your balance via:
- Bank ATM: Insert your BISP card at any HBL, Alfalah, UBL, Al Habib, Allied, or Mobilink Microfinance Bank ATM, enter your PIN, select “Balance Inquiry”
- Bank mobile app: Most partner banks now have the BISP Wallet linked to their main mobile banking app — log in and check under “Cards” or “Wallet”
- Bank branch visit: Walk into any branch with your CNIC and BISP card; the staff can confirm your balance and next disbursement
What to do if you are NOT on the BISP list but think you should be
Many Pakistani families qualify for BISP but are not currently in the NSER database because they missed the 2019-2021 survey that built the registry. If your CNIC check shows you are not on the list, you have three options:
Option A — Apply via the NSER Dynamic Survey
The BISP has reopened the NSER Dynamic Survey for new applications. The process:
- Visit the nearest BISP Tehsil Office with your CNIC
- Request a new survey / “dynamic registration”
- Complete the socio-economic questionnaire (about 20-30 minutes)
- Provide biometric verification via NADRA
- Receive a tracking slip with your survey reference number
- Wait 30-60 days for the survey to be processed and a decision rendered
Option B — Submit a complaint through the BISP 8171 portal
If you were surveyed but your CNIC is not showing eligibility, file a complaint via the 8171 portal. The complaint is reviewed by the BISP District Office and typically resolved within 30-45 days.
Option C — Visit the BISP helpline
Call the BISP helpline at 051-111-222-222 (Monday-Friday, 8am-8pm). The helpline can pull up your case if you have a prior survey reference and advise on next steps.
Why CNIC verification matters so much
BISP eligibility is checked against NADRA’s CNIC database in real time. Three things can block your eligibility even if you are otherwise qualified:
- Expired CNIC: An expired CNIC shows as “inactive” in NADRA records and BISP cannot disburse. Renew your CNIC at NADRA before the next disbursement window.
- Biometric mismatch: If your fingerprints on file do not match at the BISP payment point, the agent cannot release the payment. Update biometrics at NADRA.
- Family composition mismatch: If your household composition on the NSER survey differs from what NADRA shows (e.g., a death or marriage that NADRA has not recorded), the eligibility check fails. Update NADRA records first.
Our CNIC status check guide walks through verifying that your NADRA records are current, and our NADRA FRC verification guide covers how to update family composition if it has changed since your last NSER survey.
How the Kafalat payment is actually delivered
Once your payment is queued, the disbursement works through one of two channels:
Channel 1 — BISP Wallet (most common): You receive a BISP debit card from a partner bank at a designated payment site. To collect the payment, you go to a designated BISP payment centre with your CNIC and your thumb impression. The agent verifies your biometric against NADRA records and dispenses the cash. This is the most common channel for rural and small-town beneficiaries.
Channel 2 — Direct bank transfer: If you opted in for direct deposit (or already have a bank account linked), the Rs 13,500 is transferred to your account automatically. You can withdraw from any ATM or branch of your bank.
The wider BISP landscape in 2026
BISP has expanded in 2026 beyond the core Kafalat cash transfer:
- Benazir Taleemi Wazaif (educational stipend): Rs 3,000-4,500 per quarter per child, conditional on school attendance. Separate from Kafalat.
- Benazir Nashonuma (nutrition support): Rs 2,500 per quarter for pregnant and lactating women and children under 2. Separate from Kafalat.
- Skill Such (vocational training): Stipend + training cost coverage for youth from BISP families. Separate application process.
- BISP Climate Cash Transfer: Pilot programme in flood-affected districts, additional Rs 25,000 one-time payment. Targeted, not universal.
Many families are eligible for more than one of these but only receive Kafalat because they have not applied for the others. The BISP helpline or Tehsil Office can advise on eligibility for the additional schemes.
Frequently asked questions
Related coverage on Life in Pakistan
For utility and government-service verification beyond BISP, our how to check electricity bill online guide walks through LESCO, GEPCO, FESCO, IESCO, and MEPCO portals. The BISP survey and most other government-services schemes depend on NADRA’s CNIC database being up to date — our NADRA FRC verification guide covers how to keep your family-composition record current.
Sources: BISP official portal 8171.bisp.gov.pk, BISP helpline 051-111-222-222, NADRA verification portal, Pakistan Poverty Alleviation Fund, Ministry of Poverty Alleviation and Social Safety, ARY News, Dawn,Business Recorder, Express Tribune, Government of Pakistan press releases. Payment amounts and eligibility criteria current as of June 22, 2026.
